Disability Insurance
The purpose of disability insurance is to replace a portion of your income if illness or accident prevents you from working for an extended period of time. Typically, benefit payments are calculated as a percentage of monthly earnings, and are paid after an employee has been absent from work due to a disability for a specific period of time.
Core Long-Term Disability
The University provides core long-term disability benefits at no cost to eligible
employees. If you become disabled, the plan provides a monthly income benefit, including
any social security or workers’ compensation payments, equal to sixty-six and two-thirds
(66 2/3) percent of your base monthly pay up to the plan maximum. The benefit begins
with the first day of the month following six (6) months of continuous disability.
Buy-Up Long Term Disability
The University provides eligible employees the opportunity to purchase the buy-up
disability option. If you become disabled, the plan provides a monthly income benefit,
including any social security or workers’ compensation payments, equal to sixty-six
and two-thirds (66 2/3) percent of your base monthly pay up to the plan maximum. The
benefit begins with the first day of the month following three (3) months of continuous
disability.
The information on this site is provided for general reference and may be updated
or changed at any time. The University reserves the right to modify, amend, suspend,
or discontinue policies or programs without prior notice.
While every effort has been made to ensure accuracy, in the event of any discrepancy,
the official policy documents will govern. Please rely on the written descriptions
in the policy manual, as oral explanations are not binding. Employees should contact the Office of People and Culture or the appropriate administrator for the most current
and authoritative guidance.